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Facts & Questions about Bail Bonds (Click on the question to go to the answer)
Answer: The bail or bond must be set by the Court and this is typically done immediately unless certain violent crimes are committed by the defendant in which case once brought before the Judge the bond will be set at a specific amount at that point. Once set, there are basically FOUR ways that someone can get bonded out and released from jail:
- First option is to pay the full amount of the bond in CASH plus a filing fee that goes straight to the jail. For example, if you had a friend or loved one in jail at the Arapahoe County Jail in Centennial, CO on a $3,000 cash or surety bond. You could secure their freedom/release by giving the Jail the $3,000 CASH plus a filing fee in Arapahoe County of $10 for a total of $3,010.00.
- Second option is after the bond is set, the qualified Cosigner or person willing to be responsible for the bond(s) contacts one of our friendly & professional bail bondsman to assist you for pennies on the dollar. By hiring a bondsman continuing with the example above calling for a $3,000 cash or surety bond. You would pay cash which is called Premium for the bond in the amount of up to 15% (Colo. Statute limit) of the bond amount in cash, credit, by using property or if you do not have all of the premium we could even do a payment plan depending on the bond amount (pay plans not available on bonds lower than $3,100). There is still a filing fee applied for each bond. So a $3,000 cash or surety bond would cost you up to $450 plus the filing fee of $10 in Arapahoe County for a total of $460. Now the State limit is 15%, however, if the co-signer is using Collateral the pricing will typically get better. In other words, depending on the collateral pledged by the co-signer the price could come down as low as $290 plus the filing fee of $10 for a total of $300.
- Third option is after the bond is set, and the Court includes the option to use property to post the bond which is usually available when bond amount is $10,000 or greater the bond is set as a $10,000 CASH/PROPERTY/OR SURETY BOND. In this case the Cosigner could pledge a Home or some REAL property with the Court and the Court placing a lien on the Co-Signers home in the amount of the bond plus the jail filing fee to secure the persons freedom/release.
- Fourth option is in setting the bond the Judge decides to give the person in jail a Personal Recognizance bond or a P.R. bond and allow them to essentially sign and be released.
- Question: What things should one look for when choosing a bail bondsman?
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Answer: Honesty is easily the single biggest characteristic that a quality bail bondsman must possess. You must remember that you will be placing a lot of trust and information which is your life in the hands of the bondsman or woman that you choose to help you in this serious situation. A bondsman has the same confidentiality requirements as a lawyer, financial planner, doctor and the like profession. To avoid fraud, make sure that the bondsman that you chose is truly a Colorado Licensed bail bondsman.
Back to Top Question: Can I get my money back AFTER the bond is posted?
Answer: Typically No refund after the bondsman has posted the bail amount and secured freedom or release for the party that was in custody. However, if the Court order’s a refund then the bondsman has to comply with the order of the Court and refund to the extent ordered by the Court. This is true ONLY if the refund is ordered by the Court in a timely manner.
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Answer: Two things have to happen. The meeting between the bondsman & the cosigner then the bondsman posting the full amount of the Bond and paying the filing fee to Jail for out processing of the person in jail. Again depending on the number of bonds, the amount of the bond(s), and where the person is in jail all impacts how long the process can take. The paperwork that has to be done between the bondsman & the Co-signer(s) takes approximately 15 to 20 minutes if only 1 bond is involved and up to 45 minutes if multiple bonds are involved. As far as the jail doing their part to out process or release the person in jail widely varies in time from anywhere from 20 -30 minutes after bond posting for release to as much as 12 hours certain Colorado County jails. Most small police departments, municipal jails or small County jails have the fastest inmate out processing while certain large County jails are the slowest.
Answer: A Co-signer or person willing to take on responsibility for a bond must meet some basic criteria:
- Cosigner must have a valid Identification:
- State issued non-expired ID or Driver License or
- Military ID
- Cosigner must have valid proof of their physical address:
- Any Utility bill: ONLY energy bill, internet service bill, water bill or any other bill that clearly shows a “SERVICE ADDRESS” must be clearly indicated on bill used. Cell phone bill IS NOT accepted as proof of address.
- A current and active LEASE AGREEMENT
- A mortgage billing statement
- A current Automobile registration with proof of insurance with matching addresses.
- Cosigner must have proof of income:
- A valid and recent check stub no later then 30 days old.
- Amount of time on the job or in the same line of work is an important factor.
- Cosigner must have the required premium or cash plus filing fee’s. Pay Plans available on certain bonds. We do accept Cash, Visa, MasterCard, Debit cards, cashier checks, money order’s, money grams, and/or Western Union wires.
Answer: Once a jail accepts bond as posted and the person is freed or released from jail on bond, the bondsman has at that point earned their premium and no refund would be given. The only way a refund takes place is if the Court ORDERS the refund back to cosigner in a certain amount and the Court must do this in a timely manner.
Answer: Here at Fast & Easy Bail Bonds Collateral is cash, property or anything of value that can be pledged giving the Legal control to the bondsman until the case is released which automatically and simultaneously releases the related bail bond. The acceptable forms/types of Collateral accepted here at Fast & Easy Bail Bonds are as follows:
- CASH. Cash can function as collateral as well. For example, if someone needed a $5,000 bond and they had no collateral they may be required to put up SOME cash collateral. The bail company may ask for $500 cash collateral in addition to the premium charged. However, unlike the premium the $500 cash collateral would be returned in full to the cosigner’s upon the cosigners provided proof that the case/bond has been released.
- Home or Real Property. The home or real property to be pledged via a deed of trust may be in Colorado or outside of Colorado just so the property to be used is not currently situated in a Homestead State. Colorado is NOT a homestead State. The bail company will place a lien on the home to the extent of the bond and the lien will remain in place until the bond is fully released which means the case made it to a final disposition.
- Jewelry. We have jewelry appraisers that will appraise the jewelry and we allocate the amount as collateral. Upon the closing of the case and release of the bond the jewelry is returned to cosigner(s). See below how jewelry can be used to pay the premium on the bond.
- Credit/Debit Card Collateral. We would not charge the card until and ONLY if the defendant fails to appear or fails to pay all premium as agreed. If you have a valid credit/debit bank card call us for details on how this CAN be used as a form of collateral.
- Auto Title. If the cosigner has an original, GREEN TITLE to a vehicle meaning the property is fully paid off and the Title is in the name(s) of the cosigner(s) and the vehicle in question is in good working condition with a current registration and valid proof of insurance it could be pledged as collateral. Now the amount of Collateral allocated to the pledged property will also vary. Obviously the value that will be allocated will be directly tied to the year, make & model as well as the current condition of the vehicle being pledged. We give 0 (zero) value to non-registered and non-working or driving vehicles.
- Un Secured-Lines-of-credit. A portion of a credit line may be used a collateral.
- Bank Account and/or Annuity Accounts. These may be used as collateral to the extent of the bond(s) being posted.
Answer: Fast & Easy Bail bonds offers payment plans on bonds greater than $3,000 dollars (restrictions apply). The way a payment plan works is as follows:
- The Qualified Co-signer would have to enter into an agreement with bail company agreeing to see to it that all outstanding premiums to be paid over a future period of time are fully paid as agreed AND ……
- Put down as much as possible at the time the full amount of the bail is posted by the bondsman (the down payment must be at least 50% or half of the required bail premium). For example, if someone had a $20,000 bond a co-signer would have to put down at least $1,250 on the premium and agree to pay installments on specific dates until all outstanding premiums are paid in full.
- Because the qualified co-signer is borrowing premium funds by using a payment plan, the pay plan must be strictly followed. Any defaults or failure to comply with payment plan terms could result in the re-arrest of the defendant. All payments must be made as agreed.
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Answer: YES you can just so you can provide the required proof that you are in fact Self-Employed AND enter into a “self-employed cosigner agreement” with the bail bond company. Acceptable proof of self-employment would include but not limited to any ONE of the following:
- A copy of your business license & a business card OR …..
- … A copy of a recently filed income tax return (no more than 1 tax year old) OR …….
- … A copy of your sales tax license & a business card OR …..
- … A copy of a recent check made out to you or your business & business bank account statement that shows deposits from business activity.
If you are self-employed and would like to see if you qualify to co-sign, please do not hesitate to CONTACT US or call for details at 303-960-2556.
Answer: Short answer is NO, UNLESS you have assets that are equal in value to the bond. In other words If a co-signer was unemployed, yet had the required premium, a state issued ID and proof of physical address and one of many acceptable assets (for example an automobile title, real estate, cash over and above the premium, valuable jewelry, ATV’s and the like would be acceptable assets). If the asset is in their name and they are the truthful owner of that property they would be able to co-sign and secure the release of a defendant in custody. In this case the Answer would be YES if the unemployed cosigner has all the other required documentation and an asset valued at or very close to the required bail amount.
Answer: See How Bail Works page for complete details.
Answer: YES, just so you (1) meet all the requirements to qualify as a cosigner, (2) have the ability to send/receive the required bail bond documents via email & fax, (3) have a bank check card, credit card, or bank debit card. Call us now for details on how to process a bond using an out of state cosigner.
Answer: YES, however, be advised if you use you automobile or any other valuables as cash for premium you WILL NOT get that car or that valuable that you used as cash back. Before we will accept any valuables as cash the valuables must be worth the cash amount allocated. For example if you wanted to use a car that is worth $1,100 and you have the green title to it, we would accept just the car & title as cash to post a $10,000 bond. In this scenario, the qualified cosigner would NOT give us any cash to post the bond. The cosigner would only be giving up the vehicle worth $1,100 but he/she would not get that vehicle back as we would turn around and sell it or just keep as premium for the $10,000 bond. Now obviously, the person that gets out on bond still has to fully comply with all terms of the bond as well as the cosigner must uphold their part as well which is to make sure the defendant goes to all of their court until the matter is fully resolved.
Release From Jail
The jail release process can be likened to the booking process in reverse. Unfortunately for the detainee and the waiting family, it is not like checking out of a hotel where an accounting is presented and paid and you go on your way.
Regardless of the release option employed, the computer system must be updated, the detainee is brought from the cell, personal belongings are collected and accounted for and the individual receives paperwork explaining the charges and where and when to appear.
This process may take a few minutes in a small jail, but may take hours in a crowded or busy jail. The timing generally cannot be accurately determined and certainly cannot be guaranteed. Should you use Rynerson Bail Bonds, we can assist with our experience regarding timing of release for various jails.
Please call us at (303) 960-2556 to immediately talk with a licensed agent about how bail bonds work or the bail bond process.